About Us

Welcome to Pacific United Insurance

At Pacific United Insurance, we understand the intricate needs of the construction industry. Founded by Michael Benoit and Patricia Mosteller, our agency stands as a beacon of trust and reliability in the realm of commercial insurance.

Our Story

Driven by a shared vision of excellence, Michael and Patricia embarked on a journey to redefine the standards of insurance services within the construction sector. With a combined experience of over four decades, they recognized the critical need for tailored insurance solutions that cater specifically to the diverse demands of construction businesses.

Our Mission

At Pacific United Insurance, our mission is simple: to safeguard your construction ventures with comprehensive and customizable insurance packages. We believe that each project is unique, deserving personalized attention and protection. By leveraging our expertise and industry insights, we strive to offer innovative, client-centric insurance solutions that foster growth and mitigate risks.

Why Choose Us?

·         Industry Specialization: We specialize in the construction industry, allowing us to deeply understand the nuanced risks and challenges faced by businesses in this sector.

·         Tailored Solutions: Our approach isn’t one-size-fits-all. We work closely with each client to craft insurance plans that align perfectly with their specific needs, ensuring comprehensive coverage.

·         Expert Guidance: With our seasoned team of insurance professionals, clients benefit from expert guidance, proactive risk management, and prompt claim assistance.

·         Commitment to Excellence: Integrity, transparency, and unwavering commitment to our clients’ success define our ethos. We prioritize building long-term relationships based on trust and reliability.

Our Services

Pacific United Insurance offers a range of insurance services tailored for the construction industry, including:

·         General Liability Insurance: Protection against claims of bodily injury or property damage.

·         Commercial Property Insurance: Safeguarding your assets, including buildings, equipment, and materials, from unforeseen events.

·         Workers’ Compensation: Coverage for employee injuries, ensuring their well-being while complying with legal obligations.

·         Contractor’s Equipment Insurance: Protection for valuable tools and equipment crucial for construction projects.

·         Professional Liability Insurance: Coverage against errors or omissions in professional services provided.

Get in Touch

We invite you to partner with Pacific United Insurance for all your insurance needs. Whether you’re a small contractor or a large construction firm, we are dedicated to providing the highest level of service and protection.

Contact us today to explore how we can safeguard your construction endeavors and propel your business forward.

Unlike a captive, or direct insurance company who only offers their own proprietary products, our agency is 100% independent of any one company. Many insurance consumers don’t fully understand just how important that really is. When it comes to something as important as insurance, it’s imperative that you work with an agency who has an in-depth knowledge of multiple insurance products, companies, and guidelines — not just one.

At the end of the day, what separates one agent from another, is their ability to proactively service their policy holders, and their knowledge of the insurance industry, products, and different situations that may present themselves to their clients.

Our independent agency caters solely to the construction industry.

As a result, we have both the access and expertise to get you the best rate on the coverage necessary to protect the future of your company.

In fact, we enjoy direct access to over 150 direct markets as well as a seat on the board of directors for the San Diego Roofing Contractors Association. This further enhances our ability to provide you with the best pricing for the right coverage you need as deemed necessary by the state of California.

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